Your New Address Comes with Savings!
Get up to $1,000 towards your closing costs from now until December 31st, when you finance your new home purchase with Members Choice Mortgage!*
Plus, we offer up to 100% financing1.
We’re here to help finance your new home purchase to fulfill your dream of becoming a homeowner. We'll guide you through the process and help you find the loan option that fits your needs best.
Win Your First Mortgage Payment
To make the homeownership journey a little brighter, we are also gifting a mortgage payment, up to $3,000, to one lucky member who closes on their Members Choice Mortgage by January 31st, giving them the opportunity to free up some funds for whatever they need! 2
Get started with an estimated rate quote – No credit pull required
Fill out the short form below to get a call back from a Mortgage Loan Officer within the next business day.
Become a Member
When you become eligible for membership at Members Choice Credit Union, you'll receive many membership perks like better rates, lower fees, and more benefits.
Members Choice Mortgage is a team of Mortgage Professionals with the resources and tools of a national lender, and the personalized service you would expect from a local partner. With over 30 years of combined experience helping families finance their home, we are the trusted mortgage lenders in Houston to help you with your home or land loan, refinancing your home, or getting extra cash from a home equity loan. Talk to one of our knowledgable Mortgage Loan Officers today to review our low money down, and zero down payment options.
We Can't Wait to Work With You!
*Limited time offer valid on primary, secondary, and investment single – family residences only for purchase loans closed between November 30, 2023 until December 31st, 2024. Refinances, Land Loans and Home Equity Loans not eligible. The lender credit will be disbursed in the form of the remaining amount of the member's closing costs, up to a maximum of $1,000. This promotion is valid for purchases only in the state of Texas. Other terms and conditions may apply.
1 100% Financing Fixed-Rate Mortgage: Purchase for primary residence Single Family Home or Townhome located in Texas only. Manufactured homes, and Condominiums not allowed. Our maximum loan-to-value is 100% with a 43% maximum DTI and a minimum 680 FICO. Requires minimum of two years employment in same industry. No history of bankruptcy or foreclosures. Appraisal fee collected at time of ordering. $50,000 minimum loan amount. $726,200 maximum loan amount. Rates shown are based on a $300,000 loan amount with a 740 FICO credit score
2 Terms and conditions apply. Click here for complete details. Giveaway entry period closes January 31, 2024.