Whether you’re looking to purchase a new home, borrow against the equity you’ve already built in your current home or fulfill your dream of owning your own piece of land, we’re here to help finance it.
Chill in your New Home this Summer with a $750 Closing Credit on your Home Loan.*
Life's full of pressures, but your home-buying experience should feel like a cool breeze. Seize this opportunity to apply for a home purchase from April 15, 2024, through August 31, 2024, and get a $750 closing credit on your Mortgage with us.
Members Choice Mortgage is a team of Mortgage Professionals with the resources and tools of a national lender, and the personalized service you would expect from a local partner. With over 30 years of combined experience helping families finance their home, we are the trusted mortgage lenders in Houston to help you with your home or land loan, refinancing your home, or getting extra cash from a home equity loan. Talk to one of our knowledgable Mortgage Loan Officers today to review our low money down payment options.
Featured Mortgage Loan Options
Featured
FlexChoice Convertible Mortgage
The flexible choice to buy a home today with lower adjustable-rates, and convert to a fixed-rate later.1
Unique option to convert from an adjustable-rate to a fixed-rate mortgage after ONE year, at no cost or refinancing fees
Lower adjustable interest rates
Initial 5/7/10-year terms with 1% annual rate caps
Our 100% financing fixed-rate mortgage loans were designed for homebuyers looking to purchase with no money down. Purchase your new home with zero down payment.2
Get cash from the equity of your home to pay for home improvements, large purchases, and more. Plus, you can access your home's equity without refinancing your primary mortgage.
1 Purchase for primary, second, and investment properties in Texas only. Minimum 720 credit score required for FlexChoice option. Modification rates are based on the current market at the time of conversion. Must be in ARM product for a minimum of 3 years prior to modification. After 3 years you have the option to modify your loan after three years to a fixed-rate loan based on the current market rate at that time. No modification fee is charged.
*Limited time offer valid on primary residence purchase applications received between April 15 through August 31, 2024 with a minimum amount of $50,0000 and a maximum of $766,500. Refinances and Land Loans are not eligible. $750 closing credit to be credited at loan closing. Loan must close by September 30, 2024 to qualify. Cannot be combined with any other offers. Other terms and conditions may apply.
